Any kind of insurance is recommended as opposed to having none. If, for example, you are on a motorbike and have an accident, and lack an insurance card, hospitals might refuse to provide you with free medical services. You might have to undergo a 30-45 minute drive to Queen Sirikit hospital. Critical injuries on a long drive could prove fatal. Vehicle insurance is also a good idea, especially if you are involved in an accident.

Group Medical Insurance. These require that you generally be under 55 (LOL) and don’t generally require a physical. They can be purchased at the Pattaya City Expats Club or the Pattaya Expats Club. The Insurance Company is AA Insurance. Costs are from 8-12,000 baht.

Private Medical Insurance. If you are 55 over over, a company like AA Insurance may still insure you, HOWEVER, you may be required to take a physical. They probably won’t cover pre-existing serious conditions and it will be more expensive. The cost for a reasonably healthy person starts at about 16,000 baht.

Tricare Insurance: See FAQ VFW

Vehicle Insurance: When you buy a vehicle, you will generally be offered a government-type collision insurance from the place where you buy your vehicle. It is the minimum insurance required. The cost is 300baht. A motorbike full insurance package for property damage, public liability and personal injury costs 4000b.